Hurricane season is ending, but winter is coming – do you know if you have coverage for different types of flooding? You may want to talk to your insurance agent to understand what is covered under your homeowners insurance and flood insurance policies, as well as ares where you may not have enough coverage.
This article outlines some great tips for ensuring your’e got coverage, and from it you can find pointed questions to ask your agent to help best protect your family from expensive flooding damage. A rider could be a huge financial help should your home face flooding from a backed up drain.
Learn more in this story featured in the Des Moines Register:
A homeowner’s insurance policy may not cover flood damages. … in most cases, water damage is not covered by traditional homeowners’ policies.