Is My Dog Bite Covered by Homeowners Insurance? —-Depends!

Your dog is a part of your family, it’s tough to imagine that your dog could hurt someone. However, dog bites are not uncommon and they can be very expensive. Depending on the breed of dog you have, you may or may not be covered under your homeowners insurance. Be sure to talk to your insurance agent to ensure you have coverage.

Finding out if you are covered can be a serious inquiry because damages for dog bites can be significant. Statistically, most dog bites occur to children.  Also, most dog bites occur to the hands and face.  More recently, “dog bite bacterial infections” have become more common and can cause serious health problems and cause disfiguring multiple surgeries.  Not surprisingly, dog bite verdicts and settlements are disproportionately high as compared to many other types of casualty losses.

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Choosing a Safe Vehicle for Your Teen Driver

Teens are the riskiest drivers out there, so it is important to choose a car with safety features to protect your teen. Added bonus: a safer car may mean savings on your family car insurance!

Getting a driver license is a big deal for any teen, but it’s also a milestone that can cause anxiety for parents. Driving is a symbol of independence and your child’s first step on the road to adulthood. You survived the first 16 years of parenting, now it’s time to teach your teenager how to drive safely.

Read the source article at Mercury Insurance Group


Pet safety tips

Your pet is part of your family! Keep your pets safe with these helpful tips from Plymouth Rock!

At Plymouth Rock, we’re interested in protecting every member of your family – including your pets! Whether it’s at home or on the go, we want to make sure they’re every bit as safe as you are.

Traveling in the car

If your pet is traveling in the car with you, it’s important you’ve properly secured your furry friend. For dogs, this means some sort of harness system, like a secured crate, or a seatbelt. Cats should ride in carriers.

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Finding the Cheapest Car Insurance for Teens

If you have a teen who will be learning to drive this spring, bookmark this article! Adding a teenage driver to your insurance can make your rates skyrocket, but there are ways to save!

If you’ve ever had to buy car insurance for a teen, you know that coverage can be brutally expensive. It costs more than $1,500 per year on average to add a teen driver to a family policy, according to a NerdWallet study.

Car insurance for teens is expensive because teen drivers represent a huge risk for car insurance companies.

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