Your dog is a part of your family, it’s tough to imagine that your dog could hurt someone. However, dog bites are not uncommon and they can be very expensive. Depending on the breed of dog you have, you may or may not be covered under your homeowners insurance. Be sure to talk to your insurance agent to ensure you have coverage.
Finding out if you are covered can be a serious inquiry because damages for dog bites can be significant. Statistically, most dog bites occur to children. Also, most dog bites occur to the hands and face. More recently, “dog bite bacterial infections” have become more common and can cause serious health problems and cause disfiguring multiple surgeries. Not surprisingly, dog bite verdicts and settlements are disproportionately high as compared to many other types of casualty losses.