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Top 5 Things to Know Before Filing a Property Damage Claim

These tips from Miami Patch are bookmark-worthy! Should your family ever need to file a homeowners insurance claim, these tips for mitigating damage and working with your insurer are very helpful.

Read more on Patch:

“They should mitigate the damage to the property ,” advised attorney Darren … “The insurance adjuster doesn’t have the homeowners ‘ sole interests.

Read the source article at Patch

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Don’t skimp on property insurance

Understanding the different coverages a homeowners insurance policy offers your family can be tricky. This article in the Lowell Sun delves into the details and particulars of what a standard policy can offer and also certain details where homeowners should pay extra attention.

Having the right coverage is essential to protecting your home and family. This piece can help you learn more:

When selecting the amount of property insurance coverage, a homeowner considers the cost to replace only dwelling’s structure — not the market …

Read the source article at Breaking News, Sports, Weather, Traffic

Super Bowl party fouls: How home insurance defends your turf

For homeowners, Super Bowl party fouls could be tempered by your family’s homeowners insurance. While it is fun to host a get together for the big game, don’t forget that inviting others into your home can come with some risk.

Read more on USA Today to learn how you can avoid a party foul this weekend:

Hosting a Super Bowl bash can feel like trying to dodge a blitz. With lots of guests, alcohol and charged emotions, disaster can strike from any …

Read the source article at USA TODAY

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Why You Should Revisit Your Car Insurance Policy Every Six Months

Could your family be saving more on your car insurance? This life hack could help you save more. Simply shop around each time your policy comes up for renewal and you could find some savings out there.

An insurance agent, like our friends at InsuraMatch, can help you shop for multiple insurance quotes:

It’s smart to periodically check in on your goals, spending plan, or investment portfolio, but you also want to reevaluate your monthly bills and expenses every now and then, too. If you haven’t looked for a better car insurance policy for a while, it might be time.

Read the source article at Lifehacker

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Our Top New Year’s Resolutions for Insurance

How are your New Years resolutions going? The new year is a great time to evaluate your family’s insurance coverage and insurance needs. 

This article in the Huffington Post is an excellent breakdown of what families should be looking at in the new year to ensure you’re getting the most out of your various policies. 

Read more on Huffington Post:

In Ross’ home state of Florida, for example, drivers can meet the … “People often buy homeowners insurance based on their mortgage or what the …

Read the source article at huffingtonpost.com

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Flood Insurance, AAA asked the question: Are You Covered?

Your family may think that if you’re not living near the ocean, you have no flood risk. AAA, however, wants to remind families across the US that floods can and do occur in all 50 states.

Flooding is not typically covered by homeowners insurance, so it is important for families to evaluate their flood risk and consider flood insurance. Learn more from AAA on KCSG:

It’s important to understand what is and is not covered by your insurance policy. In most cases, additional coverage is needed to protect your property …

Read the source article at KCSG Television

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Your Driving Record: Insurance Companies’ Crystal Ball

Your driving record can help insurers price out your insurance – and not just your auto insurance. Throughout the insurance industry, it pays to have a good driving record. Life insurance and home insurance pricing can be affected by your driving records, depending on where you live and which insurer you choose.

Learn more about the studies behind using your driving record to price insurance on SFGate:

Allstate, meanwhile, is using driving records to help price home insurance . The company began doing so in 2011 in Oklahoma with the introduction of …

Read the source article at SFGate

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Peter Boutell, Lending a Hand: New year’s resolutions for homeowners

This is a useful list for any families looking to get their home finances in order! These tips from the Santa Cruz Sentinel can help homeowners examine their mortgage rates and look into their insurance policies.

The article raises great points about the changing value of your home – as property values fluctuate, the contents of your home change, and you make changes to your living space, the amount of insurance you need to cover your home can change.

Learn more in the Santa Cruz Sentinel:

This is also a good time of year to run an insurance check on your home. Homeowner’s insurance may cover such things as fire, flood, injury, …

Read the source article at Santa Cruz Sentinel

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Here are a few things you may not have known about earthquake insurance in California

For our families in California – are you among the 90% of California residents who don’t have earthquake insurance? Considering how much damage an earthquake can cause, that is a huge amount of California residents without insurance to help cover the cost of repairs from an earthquake.

The Daily News shares some information you may not have realized about earthquake insurance in California, like that rates have been steadily lowering.

Read more on Daily News: 

Few events can damage a home as severely as a major earthquake, yet only 10 percent of California residents have earthquake insurance .

Read the source article at Los Angeles Daily News

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Rubin: With sinkhole damage, sorry — you’re not covered

Sinkholes and the destruction they can cause so suddenly are like something out of a nightmare. And as homeowners in Michigan have recently learned, they’re not covered by your insurance. 

What can you do about sinkholes? Luckily for people in most areas of the US, sinkholes are not a naturally occurring phenomenon. For those who are worried that a sinkhole might appear, this article from Detroit News covers what you can and can’t do to protect yourself and your home:

According to a lawyer who tussles with insurance companies for a living, while there are parts of a standard homeowners policy that might seem to …

Read the source article at The Detroit News