Don’t skimp on property insurance

Understanding the different coverages a homeowners insurance policy offers your family can be tricky. This article in the Lowell Sun delves into the details and particulars of what a standard policy can offer and also certain details where homeowners should pay extra attention.

Having the right coverage is essential to protecting your home and family. This piece can help you learn more:

When selecting the amount of property insurance coverage, a homeowner considers the cost to replace only dwelling’s structure — not the market …

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Vacant Home Insurance: Keeping Your Unoccupied Home Safe

There are many reasons why you may leave your home unoccupied, whether it’s a second home you use seasonally or you are in the midst of home renovations. You may not be aware of the insurance implications of a vacant home. 

Leaving your home unoccupied isn’t as simple as just buying a homeowners insurance policy and hoping for the best. There are coverage nuances related to vacant homes that should be considered before you lock up and leave.

Learn more about insuring your vacation home on Realty Times:

Although your homeowners’ insurance offers financial protection against property damage or destruction, your policy includes coverage exclusions if your residence is unoccupied. If you plan to leave your residence vacant…

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Home Insurance 101: The Fundamentals of Home Quality

So, how do homeowners insurance companies price out your homeowners insurance? Get the scoop with this post from Realty Times.

Buying a home for your family is a huge investment and one you’ll want to protect. Read this post to learn more about the specific coverages homeowners insurance offers as well as areas in your new home you’ll want to pay particular attention to when insuring it.

Learn also how different factors and features of your home can affect your homeowners insurance rates. Speak with an insurance agent to learn more about how you can save on your insurance without scaling back coverage and opening yourself up to risk!

Buying a home represents one of the biggest purchases that an individual can make in his or her lifetime. As such, the decision should not be taken lightly, and you’ll…

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Understanding Insurance Home Value –

Wow! Two out of three American homes are underinsured! Does your family have enough coverage? If you were to face a total loss, being underinsured could be a costly predicament, indeed. Read on for more information about properly assessing your home’s value.

Understanding the Difference Between Dwelling Value and Real Estate Value.

The insured value of your home, dwelling value or reconstruction cost determined on your home insurance must be enough to rebuild your home after a covered loss. According to Nationwide Insurance two out of every three homes in America are underinsured.

One of the reasons people are uninsured is surely because they don’t necessarily understand what needs to be considered in order to properly insure their homes.

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Down Payment Insurance: Smart Protection or Total Waste of Money?

Should you consider down payment insurance? Learn more:

The housing crash of 2008 shattered the long-held notion that a home is a rock-solid, inviolable investment in your future. With home prices climbing steadily again to what seems like improbable (and possibly unsustainable) heights in some markets, many fear that we’re in another housing bubble—one that could burst, taking their life savings with it.

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Open House Safety Tips

If your family is about to host an open house to sell your home, you’re probably more focused on the staging and curb appeal than worrying about safety. Don’t forget that you are liable for what happens on your property. Take measures to keep guests safe and ensure you have the proper coverage to help protect you and your family!

Often safety is overlooked when a seller is busy making sure that the interior and exterior spaces of a home are in pristine condition. When it comes to selling your home in DFW, keep private showing and open house safety tips in mind.

The post Open House Safety Tips appeared first on Coldwell Banker Blue Matter.

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Typical Homeowners Insurance Falls Short of Properly Protecting a Rental or Investment Property

Your homeowners insurance has real limitations when it comes to covering a home you don’t live in. Make sure you know what your homeowners insurance will cover when it comes to a property you’re renting out or investing it.

Real Estate has never been more expensive than it is today. Mix that with the lowest borrowing rates in decades and you get an influx of people …

Read the source article at Digital Journal


Moved Out? Watch Out, Teens May Be Partying in Your Old Home

Whoa! Did not think of this one, but it’s certainly a risk to be aware of, especially since your homeowners insurance may not cover a vacant home. Check with your agent if you’ve moved out to ensure you have coverage for damages, whether they’re caused by the weather or neighborhood teens looking to party.

Teenagers are always on the lookout for a house party—and there’s nothing better than a venue where it’s all but guaranteed that nobody’s parents will barge in and disrupt all their risky business: vacant homes!

That’s right, if you’ve moved out and planted a “for sale” sign on your lawn—or are waiting to move into a place under construction—it’s a sitting duck for young revelers to … revel in.

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HGTV Is Adding a New Home Renovation Show to Its Lineup

Get the popcorn ready!

Calling all HGTV addicts! The network has announced a brand new show, called Listed Sisters, that will be premiering Monday, March 28, at 8 p.m.

Here’s what you have to look forward to: Alana and Lex Leblanc are not only identical twins, but a real estate-and-design force in Nashville. The ladies’ mission is to help clients transform their homes into hot properties that will demand top dollar.

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Increase Home Value: Upgrade Your Landscape

It’s all about curb appeal! Does your family’s home have?

Learn how certain landscaping techniques can increase the perceived value of your home and make it more attractive to buyers. Know how native and minimalist landscaping can support the environment and appeal to buyers.

The post Increase Home Value: Upgrade Your Landscape appeared first on Coldwell Banker Blue Matter.

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